Tel: 
01630658455
Fax:
01630652050
Email: 
insure
@meadons.co.uk

 

 


Cricket Club Insurance -
Contact Form and Request for a Quotation

Contact us now for High Quality Service at the right cost.
Please complete the details below and we will respond to your enquiry as soon as possible.

Meadons Cricket Club Scheme

Download Full Proposal form in .swf format

Alternatively please complete the online Proposal Form











 Name of Current Insurer

 

General Questions/Club Activities

1

Has the club held any insurances which have subsequently been declined, terminated, subjected to special terms or refused insurance?

2

Had any losses whether insured or not or had any claims made against you or your club or are aware of any circumstances or incident which might give rise to a claim against you or your club in the last 5 years?

Yes

No

3

Is your club in use all year round (i.e. outside cricket season)? During periods of unoccupancy you will be expected to inspect the premises at least every 14 days.

Yes

No

4

Is Hot Food prepared on the premises?

Yes

No

4a

If yes, is Deep Fat Frying Equipment Used?

Yes

No

5

Do you hold a Bonfire Night and/or Firework display?
If yes, please state maximum Spectator Attendance

Yes

No

6

Is there any entertainment provided at the premises?
If yes, please confirm the type and how often

Yes

No

7

Do you operate a Licenced bar?

Yes

No

8

Is the clubhouse hired out for Social Functions (eg Weddings, Disco’s)?
If yes, please state approximate number per year

Yes

No


Asset Protection & Theft:

Are the buildings and ground which you occupy

a

In good state of repair?

b

Built of brick, stone or concrete and roofed with slate, tile, concrete, metal or asbestos?
If "No" please give details

Yes


No

c

Does the roof of your premises include more than 25% felt on timber?

Yes


No

d

Are the buildings and grounds in an area affected by flooding or at risk of flooding?

Yes


No

e

In your sole occupation?

Yes


No

f

Does the security of the Premises comply with the minimum protections?
See (Minimum Security Conditions)

Yes


No

g

Protected by an intruder alarm system?
If ‘Yes’ please complete the questions below:

Yes


No

g.i

What is the name of the alarm company?

   

g.ii

What is the date of the Alarm Specification?

   

g.iii

Are the installers/maintainers members of NACOSS?

Yes


No

g.iv

Is the system connected to a Central Station Alarm?

Yes


No

 

If "YES", what is the method of signalling

   
     

g.v


Other Security, please tick

   
     
     
     
 

Sum Insured

Club Buildings (reinstatement cost including debris removal costs and professional fees)

or

 

Tenants’ Improvements and Decorations (replacement cost)

Machinery/Equipment

Stock

Wines, Spirits & Tobacco Goods

Fixtures, Fittings and All Other Contents


Business All Risks:

Specified Items – Items usually kept in the open or likely to be taken away from the Club Premises can be insured on an All Risks Basis as a specified item.

 

 

Sum Insured

a) Cups & Trophies

b) Club Bag

c) Non-Turf Pitches

d) Netting & Poles

e) Sight Screens & Covers

f) Electronic Scoreboard

g) Bowling Machine

h) Cricket Square

i) Machinery/Equipment kept in the open

j) Other Please State

 


Goods in Transit

Our standard Limits of Indemnity are stated below. Please advise if increased limits are required.

 

Limit Provided

Increased Limit

Tobacco, Wines and Spirits

£500

All Other Goods

£2,000

 


Money and Assault :

Our standard Limits of Indemnity are stated below. Please advise if increased limits are required.

Money

Limit Provided

Increased Limit

During Business Hours or whilst in transit

£2000

After Business Hours whilst in a locked safe

£1,000

After Business Hours not in a locked safe

£200

In authorized members’ homes

£250

In Gaming Machines

£250 per machine

Loss of crossed cheques, credit company sales vouchers and other non-negotiable forms of payment

£250,000

Assault Benefits

   

Death, loss of limb(s) or eye(s)

£5,000

 

Permanent & Total Disablement

£5,000

 

Total Disablement

£50 per week

 

Partial Disablement

£25 per week

 

 


 

Glass :

 

Limit Provided

Increased Limit

All External and Internal Glass

£2,000

     

 


 

Frozen Food :

Description of Unit

Year of Make

Sum Insured

     

 


Business Interruption :

Our standard Limits of Indemnity are stated below. Please advise if increased limits are required.

Cover is included for loss of trading profit for up to 12 months from the date of damage at your premises which causes business interruption, provided we accepted a claim for such damage under the Contents or Buildings Sections of the policy.

 

Limit Provided

Increased Limit

Gross Revenue Sum Insured

£100,000

     

 


 

Loss of Licence :

Our standard Limits of Indemnity are stated below. Please advise if increased limits are required.

 

Limit Provided

Increased Limit

Loss of Liquor Licence

£60,000

     

 


 

General Liability :

Our standard Limits of Indemnity are stated below. Please advise if increased limits are required.
Note: For Terrorism, limits will be restricted to £5,000,000 (Employers’ Liability) and £2,000,000 (Public and Products Liability)

 

Limit Provided

Increased Limit

Employers’ Liability

£10,000,000

Public Liability including Member to Member

£2,000,000

Products Liability

£2,000,000

     

 


Personal Accident :

Persons Insured – Club Members whilst
1. playing cricket as a member of the club team or any representative team under the recognized rules of cricket and under the control of an umpire.
2. taking part in cricket practice including net practice under club arrangements.
3. performing official duties as an umpire or scorer in any match played by the club.
4. traveling as a member of a team (other than by motorcycle) under club arrangements to and from away matches.
5. involved in routine maintenance of the grounds and buildings.
Aged 65 or under

Death, Loss of Eye(s) or Limb(s) )
Permanent Total Disablement )

£10,000.00(Max)

One Unit of Temporary Disablement

£10 per week

Number of units required

Note: Cover is also provided for the breakage or damage to Dentures and Spectacles whilst playing or
officiating in any one match up to a limit of £500 in any one claim, subject to the first £25 being excluded.
Note: Under 16’s – Death, loss of limb(s) or eye(s) or Permanent Total Disability is restricted to £2,500
Note: For persons not gainfully employed the benefits are limited to 50% of the normal benefit payable
Note: Up to 20 units are available in respect of Temporary Disablement.


Commercial Legal Expenses :

(This Section is underwritten by DAS Legal Expenses Insurance Company Limited)

The Das Commercial Legal Protection policy offers comprehensive cover in all the main areas where legal disputes may arise including the following:

Employment Disputes and Compensation Awards
Statutory Licence Protection
Contract disputes
Property Protection
Bodily Injury
Tax Protection
Attendance Expenses
24 hour helpline services and much more

Limit Provided: £100,000

 

1. Has there been any legal dispute, action, prosecution, customs and excise or Inland Revenue investigations during the last
five years?

Yes

No

If ‘Yes’, please provide details

 

 

2. Has your club merged or been taken over or bought another company or organization within the last two years, or are you proposing to merge, take over or be taken over within the next twelve months?

Yes

No

If ‘Yes’, please provide details

 

 

3. To the best of your knowledge and belief are any redundancies envisaged within the next 12 months?

Yes

No

If ‘Yes’, please provide full details, including the number of redundancies envisaged:

 

 

     

Other Requirements :

Subsidence

 

 

Damage at the Premises caused by Subsidence or ground heave of the site of the Property Insured or Landslip.

 

 

Subsidence Cover is available for a premium charge. Do you require further details of this cover and a quotation

Yes

No

 

Terrorism

 

 

Please note that in addition to its other terms, conditions, exceptions or exclusions, the policy wording may incorporate provisions which exclude or limit loss, damage
or liability caused by acts of Terrorism, and the terms of any quotation should be read as having been adjusted accordingly. Full details are available on request.
Additional terrorism insurance cover is available for a premium charge. Do you require further details of this cover and a quotation?

Yes

No

 

Directors and Officers Indemnity

 

 

Do you require further details of this cover and a quotation?

Yes

No

If yes, please provide The Clubs Estimated Annual Turnover and Limit of Indemnity Required

   

Turnover

   

Limit of Indemnity

£500,000

£1,000,000

   
     

If you have any further cover requirements which are not catered for elsewhere in this Proposal Form please give details below.

   
   

Please use the submit button below the rest of the proposal form

Minimum Security Condition
1. Final exit doors are to be secured as follows
(a) Timber doors – by mortice deadlocks having five or more levers or conforming to BS3621 with matching boxed striking plate
(b) Aluminium doors – by cylinder mortice lock operating a swinging lock bolt
(c) PVCu doors – by key operated multi-point locking devices having three or more locking points
(d) the first closing leaf of double leaf doors must be fitted internally with bolts top and bottom
(e) When the Premises are closed for business ALL locks fitted to final exit doors must be put into effect.
2. All other external doors and internal doors leading to common areas or other premises are to be secured:
(a) By the means set out in (1) or
(b) by key operated security bolts fitted top and bottom
3. All opening windows or rooflights accessible from the ground or via roofs, pipework or other structures are secured by key operated locking devices or screwed permanently shut.
4. Any security measures stipulated or agreed by Insurers in writing.

If you have a Complaint
We hope that you will be very happy with the service that we provide. However, if for any reason you are unhappy with it, we would like to hear from you. In the first instance, please write to your Insurance Adviser or us at Meadons Insurance Brokers Limited, 11 Cheshire Street, Market Drayton, Shropshire, TF9 1PD or telephone us on 01630 658455.

Meadons Insurance Brokers Limited and Norwich Union are covered by the Financial Ombudsman Service for complaints from private individuals, certain small businesses, charities and trusts. If you have complained to us and we have been unable to resolve your complaint, you may be entitled to refer it to this independent body. Following the complaints procedure does not affect your right to take legal action. Further details of our complaints procedure can be found in your policy booklet.

Telephone Call Recording

Choice of Law
The appropriate law as set out below will apply unless you and the insurer agree otherwise:

1. The law applying in that part of the UK, Channel Islands or Isle of Man in which you normally live or (if applicable) the first named policyholder normally lives; or
2. In the case of a business, the law applying in that part of the UK, Channel Islands or Isle of Man where it has its principal place of business; or
3. Should neither of the above be applicable, the law of England and Wales will apply.

Data Protection – Information Uses
For the purposes of the Data Protection Act 1998, the Data Controller in relation to any personal data you supply is Aviva Insurance Limited.

Insurance Administration
Information you supply may be used for the purposes of insurance administration by the insurer, its associated companies and agents, by reinsurers and your intermediary. It may be disclosed to regulatory bodies for the purposes of monitoring and/or enforcing the insurer’s compliance with any regulatory rules/codes. Your information may also be used for offering renewal, research and statistical purposes and crime prevention. It may be transferred to any country, including countries outside the European Economic Area for any of these purposes and for systems administration. In assessing any claims made, the insurer or its agents may undertake checks against publicly available information (such as electoral roll, county court judgments, bankruptcy orders or repossessions). Information may also be shared with other insurers either directly or via those acting for the insurer (such as loss adjusters or investigators).

In the case of personal data, with limited exceptions, and on payment of the appropriate fee, you have the right to access and if necessary rectify information held about you.

Credit Searches and Accounting
In assessing your application, the insurer may search files made available to it by credit reference agencies who may keep a record of that search. The insurer may also pass to credit reference agencies information it holds about you and your payment record. Credit reference agencies share information with other organisations, enabling applications for financial products to be assessed or to assist the tracing of debtors to prevent fraud.

The insurer may ask credit reference agencies to provide a credit scoring computation. Credit scoring uses a number of factors to work out risks involved in any application. A score is given to each factor and a total score obtained. Where automatic credit scoring computations are used by the insurer, acceptance or rejection of your application will not only depend on the results of the credit scoring process.

Sensitive Data
In order to assess the terms of the insurance contract or administer claims which may arise, the insurer may need to collect data which the Data Protection Act defines as sensitive (such as medical history or criminal convictions). By proceeding with this application you will signify your consent to such information being processed by the insurer or its agents.

Marketing
Aviva group and its agents may use your information to keep you informed by post, telephone, e-mail or other means about products and services which may be of interest to you. Your information may also be disclosed and used for these purposes after your policy has lapsed. If you do not wish your information to be used for these purposes please write to Norwich Union, FREEPOST, Mailing Exclusion Team, PO Box 6412, Derby DE1 1SB.

Fraud Prevention and Detection
In order to prevent and detec fraud we may at any time:
Share information about you with other organisations and public bodies including the Police;
Undertake credit searches and additional fraud searches;
Check and/or file your details with fraud prevention agencies and databases, and if you give us false or inaccurate information and we suspect fraud, we will record this.

We can supply on request further detailsof the databases we access or contribute to

We and other organisations may also search these agencies and databases to:
Help make decisions about the provision and administration of insurance, credit and related services for you and members of your household;
Trace debtors or beneficiaries, recover debt, prevent fraud and to manage your accounts or insurance policies;
Check your identity to prevent money laundering, unless you furnish us with other satisfactory porof of identity.

Claims History
Under the conditions of your policy you must tell us about any Insurance related incidents (such as fire, water damage, theft or and accident) whether or not they give rise to a claim. When you tell us about an incident we will pass information relating to it to a database.
We may search these databases when you apply for insurance, in the vent of any incident or claim, or at time of renewal to validate your claims history or that of any person or property likely to involved in the policy or claim.

You should show these notices to anyone who has interest in the insurance under the policy.

State any other material facts here. Failure to do so could invalidate the policy. A material fact is one which is likely to influence an insurer in the assessment and acceptance of the proposal. If you are in any doubt as to whether a fact is material it should be disclosed to the insurer.




Important – Disclosure

All material facts must be disclosed. Failure to do so could invalidate the policy. A material fact is one which is likely to influence an insurer in the acceptance and assessment of this application. If you are in any doubt as to whether a fact is material then it should be disclosed to the insurer. If any changes in circumstances arise during the period of insurance cover please provide your insurer with details.

A specimen copy of the policy wording is available on request. We recommend you keep a record (including copies of letters) of all information provided to the insurer for your future reference. A copy of the completed application form will be supplied on request within a period of three months after its completion.

Declaration:

I/We understand the contents of this completed application and I/we declare that the information given is, to the best of my/our knowledge and belief correct and complete.
I/We agree that the statements in this application shall form the basis of the contract between the insurer and myself/ourselves and if the risk is accepted I/we undertake to
pay the premium when called upon to do so. I/We understand that my/our information may also be disclosed to the General Insurance Standards Council and other regulatory
bodies for the purposes of monitoring and/or enforcing the insurer’s compliance with any regulatory rules/codes.

Note – cover will not be in force until the Proposal has been accepted by the Company except to the extent of any official Cover Note which it may issue.

Aviva Insurance Limited, Registered in Scotland, No 2116.
Registered Office: Pitheavlis, Perth PH2 0NH. A member of the Aviva group.
Authorised and regulated by the Financial Services Authority

 

   

 

Insurance & Mortgage Brokers

11 Cheshire Street, Market Drayton, Shropshire TF9 1PD
Tel:- 01630 658455 Fax:- 01630 652050
Email:- insure@meadons.co.uk
Meadons Insurance Brokers Limited is Authorised and Regulated by the Financial Services Authority.
Membership Number: 305537

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